e-Flex (eXcotek Financial Solutions)

In partnership with IMFS, powered by Ingram Micro

Don’t let budget constraints control your business objectives

  1. Optimise equity potential
  2. Avoid book value depreciation
  3. Optimise cashflow advantage
  4. Enhance operational flexibility
  5. Agility to respond to unexpected business needs
e-FLEX (eXcotek flexible finance solutions) offers a comprehensive range of specialised business financing (SBF).

We understand that budget constraints can sometimes hold back efficiency and growth within your organisation. e-FLEX offers a range of flexible and comprehensive financial solutions to help you increase your buying potential and extend your credit, allowing you to focus on delivering your business needs.

e-FLEX are here to underpin your goals

Our goal is to help you optimize your business and financial objectives for any IT associated financing, keeping you on target for growth, however and wherever you plan to achieve it.

Finance Solutions Include*

Purchase lease/ Rent back

e-FLEX arrange FMV and/or Capital finance structures for clients who want to release immediate capital from the equity of current/legacy assets, up to current book value.


Meet your financial objective: If you seek to apply funds to new solutions and/or to avoid any book value loss associated with legacy asset obsolescence, these finance structures are the choice.

Solution Financing

e-FLEX offer tailored financial structures for more complex hardware and software/services requirements where a varied combination of hardware, software, services, and maintenance is involved. There is no restriction on the percentage of each element involved in the financed project.


Meet your financial objective: This is where you seek a cash flow advantage, minimization of technology obsolescence risk, and the ability to make changes to the solution throughout the term of the agreement.

Managed Services

e-FLEX Service offerings include support for your end-user workspace, datacentre services from cloud management to monitoring as a Service, IaaS, DRaaS and many other options, and cybersecurity services.


Meet your financial objective: With Managed Services, you don’t need to own the solution assets. Furthermore, legacy assets can be integrated into the solution. You’ll have the flexibility to modify the financing structure throughout the term. Potential for either OPEX or CAPEX treatment.

e-FLEX Finance solutions offer maximum flexibility and customisation whether your requirement is for a technology refresh, moves/adds/changes or multi roll-out/ roll-off.

If your business needs it, e-FLEX will deliver it

Forward and Reverse Logistics: IT Asset Disposition (ITAD) We can also help you securely dispose of end-of-life equipment in compliance with the Waste Electrical and Electronic Equipment Directive (WEEE). The service includes: Monetisation and Subsidisation of solution costs | Refurbish / Resale / Recycle | Installation / De-Installation | Data Erasure / Destruction

Why choose financing solutions, powered by e-FLEX and IngramMicro?

Nearly Limitless Size, Scope, or Complexity

Global coverage Investment grade to sub prime credits. IT and Non-IT asset inclusion at any % Any transaction size. Flexibility to match unique requirements.

Nearly Zero Restrictions

Multi vendor / Multi generation Minimal HW, SW, or Services ratio. Used equipment support 3rd Party Maintenance support. Terms from a few months to 5 years+.

Anticipation of required terms

Technology Refresh / Upgrades

/ MACs. Multi Roll-Out / Roll-Off. End of term protections.

Cash Flow Advantage

Purchase Lease-back

/Rent-back at/near book value. Lower overall IT equipment capital expenditures.

CAPEX and OPEX budget accommodation.

*e-FLEX tailored financial solutions: We can facilitate tailored solutions to meet your situation. e-FLEX finance options are available virtually everywhere you operate and our promise is to always meet your specific requirements, regardless of how unique they may be.